Mortgage life insurance in Portugal: you can choose your insurer
Portuguese law lets you choose the insurer for your mortgage life insurance. I explain the rules, the 2026 changes and how to weigh up the spread.
Mortgages
Rebuild value or market value: how much should you insure your home for?
Your home is insured for its rebuild value, not its market value. How it is calculated, and how to avoid underinsurance and the average clause.